- December 13, 2025
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REVIEW SUMMARY
Issue. Businesses say lawsuit-friendly Florida is a drag on the economy.
Key. Make state laws more business-friendly in the courtroom.
A bevy of facts dramatically support the notion that Florida is a haven for “bad-faith” lawsuits that allow a jury to award up to hundreds of times more than an insurance policy covers. Perhaps the most telling fact is this: one out of every five bad faith claims in the United States arises in Florida.
That costs insurance companies millions, but it ultimately costs consumers and businesses millions as well because insurance companies make up those losses in premiums. It's a lose-lose situation.