Health Care Scramble

Gray Davis was speaking with a client in the food-service business recently who was debating whether to close a location or cut salaries.

But the reason for the cutback wasn't the poor economy. It's the looming health care law that will force employers to pay more for their employees' health-insurance premiums or face government penalties if they don't comply.

Davis, agency executive with insurance broker BB&T - Oswald Trippe and Co. in Fort Myers, says some businesses in labor-intensive industries such as hospitality are facing tough choices as the government implements the Patient Protection and Affordable Care Act.