- December 13, 2025
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REVIEW SUMMARY
Issue. Fraud is killing Florida's no-fault insurance program and costing insurance companies and Floridians $1 billion a year.
Industry. Auto insurance
Key. Fix the costly fraud loopholes this session or kill the program.
Florida's no-fault law continues to be a tangle of bureaucracy, fraud and ever rising prices for insurers and consumers.
Even though car crashes and injuries from those crashes decreased in Florida between 2007 and 2010, no-fault claims through the state's personal injury protection law soared. Between 2006 and 2010, PIP payments increased 66%.