- December 18, 2025
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NAPLES -- Tom Ray is the newest member of the Florida Bankers Association's board of directors, serving a two-year term that started this month.
Ray, CEO of Encore Bank in Naples, was nominated by other banking leaders in the state to serve on the board, according to a release. Members of the board are typically chosen based on community involvement, geographic region, and service to the trade organization.
The FBA is a primary lobbying body representing bankers in both Tallahassee and Washington, D.C. It was established in 1888, and boasts a membership of more than 250 financial institutions. Member deposits make up 95% of total deposits in Florida, the FBA says.