How to establish credit and improve your scores

I have been in business for myself three years now, and when I started, I never thought about establishing business credit. Like many small business owners, I relied on the strength of my personal credit to fund my business. But when you use personal credit, your mortgage, auto loan and personal credit cards affect your ability to qualify for a business loan. Using business credit separates your personal activities from that of the business. Your business credit is dependent on your company's payment history, assets, cash flow and other financials.