- December 18, 2025
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Daryl Byrd knows your pain.
In 1985, when he was a young banking executive in Louisiana, the price of oil collapsed and with it went the local economy that was dependent on the commodity. “We went through five very miserable years,” Byrd recalls.
Before it was through, Louisiana's economic crisis claimed one third of the banks in that state. “We learned lessons in all of that,” Byrd says.
