Not so newsy: Bank needs capital

There was a time when regulatory orders, strictly written memos of understanding and other command-style communications from regulators to bankers was top news.

The recession and financial sector distress blunted that to the point that Coffee Talk is wonders if it's more newsworthy to highlight the community banks on the Gulf Coast that aren't facing some type of agreement or order. For banks that were active during the boom and bust, that would be a short list.

And with a Nov. 10 announcement from Sarasota-based Landmark Bank, that list grew one bank shorter. Landmark, with $340 million in assets, announced it had entered into a written agreement with the Federal Reserve Bank of Atlanta and the Florida Office of Financial Regulation regarding oversight and procedural issues.